In 2015, online bill payment accounted for of all bill payments, while paper checks accounted for .

A) less than 10%; less than 25%

B) about 25%; about 10%

C) more than 50%; less than 20%

D) 100%; 0%

Answer: C) more than 50%; less than 20%

Which of the following is a set of short-range wireless technologies used to share information among devices within about two inches of each other?

A) DES

B) NFC

C) IM

D) text messaging

Answer: B) NFC

A) digital cash.

B) virtual currency.

C) EBPP.

D) peer-to-peer payment systems.

Answer: B) virtual currency

A) poor security.

B) cost to consumers.

C) cost to merchant.

D) social equity.

Answer: B) cost to consumers