A) less than 10%; less than 25%
B) about 25%; about 10%
C) more than 50%; less than 20%
D) 100%; 0%
Answer: C) more than 50%; less than 20%
A) DES
B) NFC
C) IM
D) text messaging
Answer: B) NFC
A) digital cash.
B) virtual currency.
C) EBPP.
D) peer-to-peer payment systems.
Answer: B) virtual currency
A) poor security.
B) cost to consumers.
C) cost to merchant.
D) social equity.
Answer: B) cost to consumers
A) Mobile retail payment volume decreases.
B) PayPal remains the most popular alternative payment method.
C) Google refocuses Google Wallet solely on sending and receiving money.
D) Payment by credit and/or debit card remains the dominant form of online payment.
Answer: A) Mobile retail payment volume decreases.
A) the banking industry
B) the credit card industry
C) the federal government
D) the retail industry
Answer: B) the credit card industry
A) online stored value payment system.
B) digital checking system.
C) accumulating balance system.
D) digital credit card system.
Answer: A) online stored value payment system
A) Apple Pay is subject to recent regulations issued by the Bureau of Consumer Financial Protection applicable to GPR transactions.
B) Apple Pay is based on Touch ID biometric fingerprint scanning.
C) Apple Pay can be used for mobile payments at the point of sale at a physical store.
D) Apple Pay relies on NFC chip technology.
Answer: A) Apple Pay is subject to recent regulations issued by the Bureau of Consumer Financial Protection applicable to GPR transactions.
A) Venmo.
B) Bill Me Later.
C) Square Cash.
D) Google Wallet.
Answer: B) Bill Me Later
A) Most states require companies that maintain personal data on their residents to publicly disclose when a security breach affecting those residents has occurred.
B) The USA Patriot Act broadly expanded law enforcement's investigative and surveillance powers.
C) The Cybersecurity Information Sharing Act was strongly supported by most large technology companies and privacy advocates.
D) The Federal Trade Commission has asserted that it has authority over corporations' data security practices.
Answer: C) The Cybersecurity Information Sharing Act was strongly supported by most large technology companies and privacy advocates.
A) access controls.
B) an authorization management system.
C) security tokens.
D) an authorization policy.
Answer: B) an authorization management system.
A) Create a security organization.
B) Develop a security policy.
C) Perform a risk assessment.
D) Perform a security audit
Answer: C) Perform a risk assessment
A) DES
B) SSL/TLS
C) VPN
D) HTTP
Answer: B) SSL/TLS
A) biometrics
B) encryption
C) IDS
D) firewall
Answer: A) biometrics
A) Apple's Touch ID stores a user's actual fingerprint.
B) Biometric devices reduce the opportunity for spoofing.
C) A retina scan is an example of a biometric device.
D) Biometric data stored on an iPhone is encrypted
Answer: A) Apple's Touch ID stores a user's actual fingerprint.
A) A VPN provides both confidentiality and integrity.
B) A VPN uses both authentication and encryption.
C) A VPN uses a dedicated secure line.
D) The primary use of VPNs is to establish secure communications among business partners.
Answer: C) A VPN uses a dedicated secure line.
A) firewalls
B) proxy servers
C) digital signatures
D) login passwords
Answer: C) digital signatures
A) examining network traffic.
B) setting off an alarm when suspicious activity is detected.
C) checking network traffic to see if it matches certain patterns or preconfigured rules.
D) blocking suspicious activity.
Answer: D) blocking suspicious activity
A) digital signatures.
B) certificates of authority.
C) biometric devices.
D) packet filters.
Answer: D) packet filters
A) firewalls.
B) application gateways.
C) dual home systems.
D) packet filters.
Answer: C) dual home systems